![]() You'll also need a photocopy of your ID and insurance card. If you don't have certain data about your vehicle on hand, you can use a vehicle search engine to find this information. These details include things like the license plate number and VIN, as well as the year, make, and model. Then, you'll provide your personal details, as well as information about your vehicle. First, you'll visit your region's DMV or DOL website and find the correct form. The three steps to replacing your car's title are simple: Fill Out Affidavit Of Loss Formįilling out your Affidavit of Loss form involves providing your full legal name, current address, and driver's license number. Considering that most licensing departments recommend you keep the title outside of the vehicle, these documents can often get lost amongst other paperwork stored in your home.įortunately, the process for replacing a lost title is simple and almost identical to replacing a stolen license the only difference is you don't need to make a report to the police. Misplacing or losing your car's title is nothing to be ashamed of. Therefore, it is always best to ensure clean titles are stored carefully, so scammers have a more challenging time getting your high-value documents. While law enforcement agents may sort these out eventually, you could lose time and money waiting for your title or vehicle to be returned.īecause of its higher value, a clean title is more likely to be stolen. For example, scammers can forge false information onto your car title and pass it off as identifying documents for a stolen vehicle.Ĭriminals can also use the title to register your vehicle to their name, so the local DOL or DMV will believe the car is theirs. Car titles can be used by forgeries and other criminals for various fraudulent activities. If your title is stolen, the first thing you should do is file a report with the police. Either their title is lost, or it was stolen. There are two main reasons someone may no longer have the title to their vehicle. If you do end up losing or having your title stolen after it's in your possession, you can follow the same procedures above to replace it. If you reside anywhere else in the United States, you don't need to worry about your car title until you complete the loan-paying process. There are several states that do not require title-holding, including: You are still the registered owner, but the burden of holding on to and keeping track of a car title is not on you. ![]() A title-holding state requires lienholders to hold on to your title for you until the loan is paid off. If you live in a title-holding state and purchased your car on loan, the process can be even more straightforward. Once everything is settled and submitted, your new title should arrive in the mail in several weeks. You'll also be required to pay a small title replacement fee. Mail the completed form in or drop it off personally to the Department of Licensing (DOL) or DMV.Depending on your state's requirements, you may need to get the affidavit notarized. Then, have the registered owner (in all likelihood, you) sign the form at the bottom. Fill the affidavit out completely and accurately.Once you have the documents, visit your local Department of Motor Vehicles (DMV) website to find a form known as an "Affidavit of Loss or Release". Requirements vary from state-to-state, but you'll likely need your driver's license, social security number, VIN, email address, and any vehicle loan paperwork. First, gather documents to provide proof of ownership.
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